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When Fabric Structure Buildings Becomes Your First and Best Bet

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Man planning to build a fabric structureThanks to technology, buildings can now be built with materials other than the usual concrete, wood, stone, and metal. One of these is fabric and for some purposes, you are better off using it as a material than anything else. When is it best to use fabric for your building?

When You Have a Temporary Set up

An attractive feature of such buildings with a fabric-based structure is that it is relatively quick to build and take down when you need to. You don’t need to dig and create a foundation and construction is mostly just putting the frame together and covering it with fabric. It’s great for businesses and activities that require mobility, such as events or mining and extraction.

When You Don’t Have That Much Cash

If you need a large building to be used for activities such as storage, parking and the like but do not have that much money to spend, fabric structure buildings is the perfect option for you. The material itself, which is cloth, is definitely less expensive than most other building materials. Also, the faster the construction time means that you pay less for labour. Maintaining a fabric building also costs less compared to traditional structures because of a reduced need for energy.

When You Want to Be Eco-Friendly

When you put up a building, you are bound to make some impact on the immediate environment’s ecosystem. This impact occurs both in the construction of the building and its maintenance. Fabric structures can be an environmentally friendly option for you, considering that you do not need to alter too much of the surroundings to build your structure. You also use much less energy to maintain your fabric property compared to traditional buildings.

If your business or activity fits any of the aforementioned situations then chances you can definitely consider constructing fabric structure buildings instead. It offers you portability, affordability, and environmental friendliness all in one go. Just make sure to look for a reputable company that can expertly create and construct your fabric building for you.

Get Up After Stumbling With a Bad Credit Home Loan

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Man giving the key for the houseMurphy’s Law states that if anything can go wrong, it will. This means that even if you have the best laid out plans and every intention of sticking to its promises, chances are something will go wrong. One such promise is to pay back a loan you secured for your home (also known as “taking out a mortgage”). When you went into debt for that dream house of yours, you did so with full confidence because you were prospectively capable financially. Unfortunately, disaster can strike at any time and the regular income you were counting on quickly disappears. Things become so bad that you have to bankruptcy, which not even a credit union from wasatchpeaks.com can handle.

A Second Chance

In many cases, however, the setback you experienced is not one from which you cannot recover; e.g., you eventually find another job or stumble upon a new business idea. While you cannot yet buy a home or repay all your arrears on the mortgage, you are stable enough to make regular payments again. This is where bad credit home loans can help you and also a subprime rate loan, this is just like a regular home loan except that the interest rate is higher than what it normally would have been if your credit rating were good.

Should You Avail?

This depends on your current financial situation and stability of income. Remember that you may have to pay more than average because of your record. It is indeed a second chance but one that requires much more certainty on your part as far as your financial stability is concerned.

Securing a bad credit home loan gives you a chance to recover financially, buy a house or salvage your existing property. Go into it however with eyes wide open because it does require you to take a step back before you can take two steps forward.

Beyond Aesthetics: Things to Consider When Purchasing a House

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Couple Outside Home with Sold Sign

Couple Outside Home with Sold SignMany prospective homeowners in South Jordan are taken by the look of the house. Some claim to have fallen in love with the property at first sight — as soon as they saw the exteriors, they knew it was the one. However, your mortgage company and real estate broker in South Jordan, Utah might recommend that you look into other factors so that you won’t regret your decision later.

Ease of Transport

You should check how far is the property from your place of work. Check the surroundings and see how long it will take you to go to supermarkets, hospitals, schools, your office, and other important places. Factor these in when deciding if you are willing to pay for the price the mortgage company has set for you.

Presence of Asbestos and Other Harmful Chemicals

Checking a house for this is especially important if the house was built before the ’80s. When disturbed, asbestos may cause illnesses. Testing companies can help you check for the presence of asbestos. Do this before you have the house evaluated. If the house has dangerous levels of asbestos, it’s not a good option for your family.

Your Family’s Plans for the Future

It’s not just the state of the house that you need to evaluate. You also need to think about your plans. Are you staying on the property for decades or planning to resell it? Do you have plans to add to the family or is someone moving out? Will there be a baby or an elderly joining the household? All these determine how friendly and how adequate the house is for you.

The price of the house or its style are not the only things to consider when purchasing a property. Think about your family’s needs and long-term plans, as well.

5 Reasons Why Commercial Insulation is Good For You and The Environment

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Man Installing InsulatorThe high use of electricity contributes to the increasing greenhouse pollution. The high use of heaters and air-conditioning is a big contributor to this global phenomenon. However, insulation is an effective way to regulate internal room temperature which in turn can reduce the heating and cooling cost by 40%.

With the burden of increasing electricity use every year, commercial insulation like Premier Insulation BOP can help mitigate this burden. Here are five reasons why commercial insulation is best for your home and the environment.

1. Reduce energy costs

An insulated house means a cooler house when summer, and a warmer house during winter. Insulation keeps the heat inside during winter and regulates the entry of heat during summer. In return, insulating can help you save 20-30% on electric bills by reducing the use of appliances to keep your home comfortable

2. Added comfort

Insulation also acts as a sound absorber that can keep noise coming in and out the house. Thus, noise transmission through walls, ceiling, and floors are reduced, making you enjoy the privacy in your home.

3. Health Benefits

Insulation protects your home from moisture by raising the temperature on the insulated surface, therefore, preventing condensation. Condensation may invite moulds and damp to grow in your house, that may, in turn, affect your health.

4. Protects the environment

Insulation decreases the use of energy at home, thereby reducing the use of your heating and cooling appliances. In return, the lesser carbon dioxide emission your house makes, the lower the consumption of the fossil fuels, the smaller impact it makes to the greenhouse effect.

5. Cost effective way to add comfort while saving the environment

Commercial insulation can help regulate your home temperature giving you added comfort and health protection. In turn, it can help you save on electricity cost by reduced use of your appliances, thereby reducing greenhouse gas emission, thus saving the environment.

Pawn a Diamond Ring in 4 Steps

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Diamond RingIf you’re strapped for cash, you’ve maxed out your credit cards, and you don’t have friends or family to borrow some money from, you might want to consider pawning a diamond ring.

Pawn shops are on the rise, thanks in part to TV shows like Pawn Stars. When you pawn a ring or any other piece of jewelry, you’re applying for a loan in exchange for that ring. Typically, you have 30 days to pay the loan back. If you default, the pawnbroker will own that ring and has the right to sell it to make profits.

If you’re considering pawning to generate some much-needed cash, here is what you need to do:

1. Clean your ring.

Use a soft-bristled toothbrush to clean your ring, paying attention to the stone and the prong underneath. Karat markings inside the band may have been exposed to oils and dirt from your body, so make sure to focus on that area too. You are more likely to win a bigger loan with a clean-looking ring.

2. Take an appraisal with you.

If you have an appraisal done within the last two years, take it with you. This will help the pawnbroker understand the important details about your diamond ring, such as the carat, clarity, color, and the type of metal used for the band.

3. Get familiar with the terms.

Terms differ from one pawn shop to another, so you should read and understand the fine print before pawning your diamond ring. Interest rates range anywhere from 6% to 25% and holding periods can be 30 to 90 days depending on the broker.

4. Don’t be afraid to negotiate.

Haggling is expected at pawn shops, so do your best to raise your loan or lower the rates as much as you can. If your ring has historical value or if it has emotional value to you, you are in a better place to ask for higher loans from the pawnbroker.

Remember, pawning a diamond ring does not mean you will get the retail price of your ring. Pawn shops have to be able to sell your ring at a profit if you default on your loan, so don’t go in with the expectation that you’ll get $1,000 for a $1,000 ring.

3 Hobbies that Can Earn You Money

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A Coin Collection Whether you’re looking for a source of side income or you’re tired of working nine to five, there are a lot of ways to make money the unorthodox way. You don’t always have to take on part-time hours working for another employer. Atkinsons Bullion says aside from selling your precious silver and gold coins, you can definitely add an income stream or two to your current sources with the hobbies you already enjoy–with a bit of creativity and inspiration.

Trade and grow your collection

Are you an avid collector? Whether you collect old currency, precious metals, or vintage memorabilia, there’s a niche where you can trade your goods. Look into social media groups and ask where collectors of a certain item can be found. You can sell gold coins to hobbyists, e-commerce sites, and buyers. You can also trade valuable cards, and even grow your toy or popular culture collection while making money.

Sell your creations

Whether you’re a baker, an artist, or a handy craftsman, there’s always a way to earn money from your hobbies. The Internet is full of enterprising creators who sell their works on different platforms, such as social media sites, Etsy, eBay, and even Craigslist. Make sure to learn some tips and tricks on how to market your creations and you’ll surely get a good head start on making money on the side.

Play video games

Believe it or not, there’s money to be had in playing video games. E-sports has been rapidly growing the past decade, opening up several opportunities for making money for hobbyists and hardcore gamers alike. Some gamers are so skilled that they get recruited to teams and basically get paid to play games. You can also explore the idea of streaming yourself while playing, which is also a popular way of generating a side income for gamers.

These are just some ideas that you can explore. List down your hobbies and start researching! You’ll establish a side income stream in no time.

Wonder Women in Military Uniform: Top 3 Reasons to Apply for SAF Merit Scholarship for Women

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A young woman from Singapore The news of women entering the military is no longer new. Many women had joined and succeeded as members of the armed forces in different ages and countries. Nevertheless, women’s decision to join an organisation that used to be exclusive to men is still worth celebrating up to this day.

The Singapore Armed Forces (SAF) is not short on stories of successful and admirable SAF women. If you are a woman who wants to pursue an exciting career, you might want to join the military. You can apply for SAF Merit Scholarship for women. It will not be easy, but below are the top reasons for you to try it out.

Prestige

It has been more than 20 years since the scholarship was created. So far, only around 40 to 50 women have been granted the scholarship. It is not that only a few women were interested. There were lots of them, but the selection process for the scholarship remains too rigid.

Aside from academic performance, the physical fitness of applicants is also taken into consideration. That’s what makes the SAF Merit Scholarship for women one of the hardest to get. It is also one of the best scholarship programs offered to women in the country.

Leadership Roles

The duty of an SAF member is no joke. The country depends on the organisation for peace and security. It is fitting to pick the most efficient members to lead the organisation.

These include women. Those who are given the SAF Merit Scholarship for women get the chance to study and train abroad to hone their skills further. When they go back, leadership positions await them in various branches of the military.

Self-Fulfillment

Are you up for the challenge and thrill of flying a fighter plane? The majority of fighter pilots are men. However, more women are being accepted, trained and commissioned to become fighter pilots. Major Nah Jinping proves that women can survive and thrive despite the physical differences between men and women.

There is also satisfaction in beating the odds that many women face. Take 2LT Lynette Lioh’s experience as an example. She can perform over 60 sit-ups and 60 push-ups better than many men her age. If Major Nah and 2LT Lio can do it, you also can do it, and your first step is the SAF Merit Scholarship for women.

Brigadier-General Gan Siow Huang can also be your inspiration in becoming one of the SAF women. She is among the first batch of recipients of the SAF Merit Scholarship for women. She became a Colonel in 2010, and five years later, she was promoted to Brigadier-General.

Four Components For Inspecting Field Storage Tanks

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Tank Inspection

API standard 653 inspections are regularly done to ensure above ground tank longevity. They can be used as indicators of operational efficiency and safety. It also guarantees that tanks are following state regulatory requirements.

You should have your tanks checked by certified inspectors because they can help you get through the process completely in a professional and timely manner. API 653 storage tank inspections can make sure that your tanks are reliable, safe, and serve their purpose well.

Here are the four components of storage tanks that are subject for inspection.

Bottom, Shell, and Roof Components

First, it is essential to inspect the tank’s bottom, shell, and roof components. Different types of inspections to be performed include the use of tracer gas, vacuum box, liquid penetrant, magnetic particle, and penetrating oil. These are used to inspect the overall structure of the tank components.

Radiography, ultrasonic scan and spot, magnetic flux scan, and visual inspections are also applied to check for corrosion and leaks. These monthly inspections should be logged for future reference. Tank owners or an in-house inspector performs these inspections.

Structure

The inspection of the structure of the tank follows the initial components. Check the maximum corrosion rate, minimum thickness required, and minimum thickness remaining of the tank’s bottom, shell, and roof. The original thickness and corrosion rate, as well as its current status should be listed down. Whatever the results of the initial examination are, frequent inspections of these components should be conducted.

Ground Settlement

Inspecting the ground settlement of a storage tank is also important. This determines whether a tank is settling on the ground properly or is already tilting in its position. Part of inspecting the settlement of a tank includes evaluation of its plane, dish type, and uniform. Its rigid body, localized dispersions, and edge settlement are also assessed.

General Components

API 653 tank inspection also includes evaluation of tank specifications, spill control, and release detection. Keep in mind that internal inspections are due every 10 years, while external inspections are done every 5 years. This is applicable for formal API inspections.

Ensure that your company’s storage tanks meet the requirements. Have professionals use the standard inspections so your manufacturing business will keep on running smoothly.

Metal Buying 101: Understanding the 4 Basic Properties of Steel

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Men working on a steel product

Anyone would probably agree that steel is one of the most important and commonly used materials in the building and construction industry. Without it, you may not start and complete any of your projects.

While the application of steel in many industries has been long established, people still fail to see the differences between materials based on their properties. The truth is that no steel is created equal. Each type has a specific purpose and not knowing this can cause the project to fail. In order to determine which type of metal you’ll need, you must understand the basic physical properties.

Ductility or Malleability

This refers to the ability of the metal to be drawn or formed into various structures based on the given amount of stress put into it. Identifying the ductility of steel is important for you to understand its limitations. This is important if you’re building colossal structures, such as skyscrapers, bridges, as well as commercial and industrial equipment.

Machinability

This mainly refers to the metal’s ability to be cut into various forms. Steel suppliers find this important because it allows them to further improve the overall performance of a particular material when formed into a new one. Unlike the other properties, machinability involves many components because the process is too complicated to quantify. Steel fabricators often examine the material’s machinability manually on a case-by-case basis.

Tensile Strength or Hardness

This characteristic refers to the metal’s resistance from breaking or being stretched under tension. Although it is often confused with ductility, its primary focus is the steel’s durability to resist damages and deformity at a given force.

Weldability or Joinability

Some projects may require alterations and that’s where weldability comes in. Being able to weld or join metal components means lesser preparation time and faster completion for the workers.

To understand the complexities of steel buying, start with differentiating the materials based on these four properties. Only by learning these things, you can overcome the challenge of finding a perfectly graded steel material for your next project.

Mortgage To Do’s after Rates Have Hit Historic Lows

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Mortgage RateRecent mortgage news reveals how the average rates for the 30-year fixed, 15-year fixed, and 5/1 adjustable rate have fallen. In general, mortgage rates have hit historic lows although rates even though have been in constant flux since the start of the year. The news bodes well for borrowers searching for the right mortgage company, since they can take advantage of better rates.

National Averages

According to the recent report, the average rate for the 30-year fixed is at 3.97 percent, down by 7 basis points in the last week. On the other hand, the 15-year fixed went down 2 basis points to 3.16 percent in only a few days. The 5/1 adjustable rate mortgage fell one basis point to 3.15 percent.

Utah Averages

In Utah, the 30-year fixed fell 14 basis points from 4.12 to 3.98 percent. The 15-year fixed went down one basis point to 3.17 percent. Finally, the 5/1 ARM decreased two basis points from 3.15 to 3.13 percent.

Credit Check

With these rates, you can definitely find a mortgage rate that suits your needs. While you search for your preferred rate, make it a point to check your credit report and ensure that it’s up-to-date with fresh information. With your credit report, you can more easily keep track of debts already paid, information that does not belong to you, and wrong notations for closed accounts.

Score Improvement

If you have a low credit score, there are measures you can take to fix it. The best way you can rebuild your credit score is to manage it responsibly instead of resorting to quick-fix efforts. In fact, you can raise your score easily by paying debts, paying your bills on time, keeping credit balances low, and decreasing the amount of debt you owe.

Mortgage rates have fallen, and it gives borrowers the opportunity to lock in on the best rates or to refinance their homes. Cheap mortgage payments serve to increase the appeal of buying a house which, in turn, boosts the demand for houses.